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Welcome > Agent Info > Testimonials ...

Thank you for all the time you spent with us in helping us find the house that was meant for us! Ron calls our home "Paradise"! We are very happy here, we love the la out of our home, it is very cozy. The ting we love the most is looking at the lake everyday from our kithcen, living room and bedroom. We have great neighbors and our neighborhood is beautiful with all the trees. Thank you for being our Realtor and our friend.

Ron & Diane Burris

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School Reports in Lake Conroe, Conroe and The Woodlands, Texas

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
A	Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Pat Wilson-Thomas, REALTOR®, real estate agent and broker for Lake Conroe, Conroe and The Woodlands, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Wilson-Thomas, CRS
Elite Real Estate Professionals
12818 Hwy 105 W Suite 2 - J
Conroe, TX 77304
Direct: 936-524-0009
Office: 936-524-0009
Fax: 936-647-2749
Email: PatWilson@NUMBER1EXPERT.com
Pat Wilson - Thomas, CRS is the NUMBER1EXPERT™ in the Lake Conroe area. She has a proven track record that few agents can match! She brings Knowledge, Commitment, and Trust that surpasses the normal Realtor. Pat Wilson is a professional that has your best interest in mind.

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